insurance, when it is a very personal matter. again, a manifestation you are of the work ethic of the american people, something we should value, something we should respect. and when people lose their jobs through no fault of their own and are looking for work and we say, too bad, that is very bad for our country. stan, thank you. thank you for just being so generous with your story. as they say on tv, right up close there and personal for the american people, it was beautiful. vera, i don't even know what to say to you for all the challenges that you are facing. thank you for your courage. lisa, keep up that fight. and congratulations on your new job. christine, really, thank you for being such a strong, intellectual resource on all of these issues, to help improve public policy. father snyder, thank you to catholic charities for all that you do and for coming to this table to associate yourself with the concerns of america's working families.